The State of Real Estate

Thanks to price and sales growth, the U.S. housing market outperformed the U.S. economy in the first six months of 2016. Part of that success is demographic driven: Older millennials are looking to grow their families and buy their first home at the same time that some baby boomers are downsizing in preparation for retirement.1 […]

The 60-Year Career

Now that people are living longer, many are also working longer. Just imagine, if you start working regularly at age 20 and don’t retire until age 80, that’s a 60-year career. While it’s not as common today, traditionally, many workers would spend their entire career working for the same employer Take, for example, 86-year-old Detroit […]

The 60-Year Career

Now that people are living longer, many are also working longer. Just imagine, if you start working regularly at age 20 and don’t retire until age 80, that’s a 60-year career. While it’s not as common today, traditionally, many workers would spend their entire career working for the same employer Take, for example, 86-year-old Detroit […]

Taxing Questions

At the end of October, the IRS made several announcements regarding taxes in 2017.  Information available for the new year now includes tax rates, standard deductions, exemption amounts and more. While the standard deduction for various filing groups is set to increase by $50 or $100, an additional standard deduction of $1,250 is available for […]

Get in the Entrepreneurial Spirit

Whether you want a little extra income or just want to get out and interact with new people, tapping into your entrepreneurial instincts can fill many needs in retirement. Here are a few examples of fun, money-generating ideas people have come up with recently.  Remember photo booths — a printed strip of quick takes for […]

Drug Prices: The Power of a Celebrity Tweet

When drug manufacturer Mylan increased the list price of EpiPen last summer, it suffered the wrath of celebrity backlash. Actress Sarah Jessica Parker publicly criticized the company for raising the price of its emergency allergy treatment to $608.1  EpiPen, which has been around for decades, cost less than $100 when Mylan originally acquired the product […]

Opposites Attract: Couple Finances

It’s very common for a married couple to have vastly different financial personalities. One may be frugal and the other a big spender. As we all know, money can be the source of some pretty big challenges in a relationship.  In fact, a recent survey revealed that 73 percent of couples said their financial approach […]

Being Wise in a Smart World

These days, it seems like everything’s getting smarter. Smart phones, smart cars, smart appliances, smart technology.  Maybe we take things like this for granted, but you can start typing any phrase into Google, and the computer will finish it for you. That’s pretty darn smart.  Unfortunately, our increasingly smart world creates a host of new […]

Jobs After Age 55

The good news is 62- to 64-year-olds experienced the largest increase in jobs between 2007 and 2014.1 The not-so-good news is that many of those jobs are not of the upscale, high-paying variety.2  New research from the Center for Retirement Research at Boston College offers insights into the type of work that older people are […]

LTC Considerations

Long-term care insurance (LTC) has experienced some growing pains in recent years. Sustained low interest rates and coverage limitations have made it difficult for some to find policies that meet their needs.1  As a result, many LTC insurers have exited the business because they couldn’t make a profit.Today, there are only 14 carriers still writing […]